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Dental Insurance Benefits: Use it or Lose it! | Port Macquarie Dental Centre

by Nov 3, 2021Dental Insurance

We are all looking forward to a new year that might offer a new start because 2021 wasn’t so fantastic in so many ways. The last thing on your mind is probably your dental insurance.

Now is the best time to check on your dental insurance—most dental insurance plans run by calendar year, ending at the end of December. Your benefits can’t be rolled over, so you lose them if you don’t use them.

Get into our dental chair and make use of your benefits while you can.

Even if you need a regular check-up and clean, it is best to do it this month or next to head into 2022 with full benefits and your dental health up to date.

Reasons To Use Your Dental Benefits Now!

Yearly Maximum

Dental insurance plans have an annual maximum they are willing to pay within a calendar year. If you need any restorative treatments, it makes sense to take advantage of these unused benefits since they don’t roll over into the following year.


The deductible is the amount of out-of-pocket expenses you pay your dentist before your insurance company pays for any services. As soon as 2022 arrives, your plan requires you to meet that deductible all over again.


Through your insurance provider, you’re currently paying dental insurance premiums every month; therefore, you should be using your benefits. You should have regular dental cleanings and check-ups looking for early signs of gum disease, cavities, gum recession and even oral cancer.

Fee Increases

Another reason to use your dental benefits before the year ends is possible fee increases. Most of these fees increases occur at the beginning of the year.

Dental Problems Can Worsen

By delaying your dental treatment, you are risking more extensive and costly treatment. What may be just a simple cavity now could turn into a root canal problem later and maybe even lead to tooth loss.

Schedule a Preventive Visit

If you’re not in need of any treatments, scheduling a preventive visit is a great way to take advantage of your dental insurance benefits before the year ends.

Stay on top of your oral health through teeth cleanings, fluoride treatments, or X-rays to minimise any problems that may occur later on. These preventive treatments are often covered 100% by your dental insurance plans.

Don’t Lose Your Dental Insurance Benefits: Use Them Today!

If you have dental insurance, take a year-end check of your plan and see if you can set it to work for you. It really is a “use it or lose it” proposition. Don’t lose it.

Consult with your Port Macquarie dentist, call us on (02) 6583 1711 or request your appointment online.

We are located at 38 Buller St in Port Macquarie.

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